Banking is a game mechanic in which Colonist and Hudson Bay Company players can access services provided by an NPC bank teller at a bank in a colonist settlement, or a Native player to a similarly functioning native in a native camp. Banking services are often provided to colonists by bank tellers alongside insurance. Colonist players can increase their bank capacity by completing Treasure Hunting contracts.
Banking
To deposit items, players can speak to a bank teller found in the bank of most major settlements, or to the NPC native providing storage in each native camp. They will have the ability to deposit up to 100.0 units of space, or more depending on the amount of treasure hunting contracts they have completed. Items stored inside the bank cannot be removed by other players, and will transfer between banks in other islands, making banking an easy way to move heavy items that take up space between islands.